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The Mortgage Company,
The Greenhouse, 2nd Floor
Adams Arcade, Ngong Road
P.O. Box 29310-00100, Nairobi

Tel: +254 729 933955, +254 737 933955
Email: info@tmcafrica.com
www.tmcafrica.com
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Can I take a payment holiday?

It all depends on the product and lenders policy so always read the small print. Sometimes you can build up a surplus subject to any limits which may be applicable. During any payment holiday interest will continue to be charged. Speak to one of our experts for more information.

 
Is there an easy way to work out my monthly payments?

Our mortgage experts will be happy to provide you with example figures of all the key facts. Alternatively use our online mortgage calculators.

 
Do I need to pay a deposit?

Yes. Please ask for details as the amount of deposit may vary depending on the product or the amount you wish to borrow.

 
What is a Fixed Rate?

Products that start with an agreed rate for a set period of time are known as Fixed Rate mortgages. The rate will run the full length of the agreed period and can be the entire length of the loan.

 
What is a Standard Variable Rate?

Often mortgages start with an introductory offer rate which once ended, reverts to a standard rate of interest known as a Standard Variable Rate (SVR).  This rate is variable and may change from time to time.

 
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Did you know

Be careful how Lenders handle your overpayments

What the experts say

TRUE, a secret trick used by the mortgage lenders is to keep overpayments suspended in their own account until the end of the year. Then they credit it to you. So they've earned interest on your money. Check what their policy is. If that's how they play it then open your own high interest savings account. Then pay it all over at the end of the year. That way you gain from the interest your money earned.

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First time buyers promise

  • Learn about mortgages
  • Guide you through the process
  • Help you on get on the property ladder

Speak to our friendly experts
Call +254 729 933955
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