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The Mortgage Company,
The Greenhouse, 2nd Floor
Adams Arcade, Ngong Road
P.O. Box 29310-00100, Nairobi

Tel: +254 729 933955, +254 737 933955

The Mortgage Company, being the first independent mortgage brokerage firm in East Africa has found itself trying to find solutions for both the developers and mortgage buyers…scanning the market for any opportunities to get customers solutions that make financial sense. Although we have managed to get customers fantastic savings during this time, we are also challenged to find long term sustainable solutions.

Let us attempt to offer customers “first aid” as we search for longer term options that will guarantee customers a good night’s sleep
Firstly, it would be prudent to take a fixed rate mortgage at this time. This would ensure that you can plan your repayments over the long term and avoid the risks of market fluctuations. Although these are few and far between, we can help you find a suitable financier to avail the facility.

Secondly, we can review your current mortgage and assess refinancing options that are open to you. You may be surprised that you can restructure your current facility to make it more tenable especially during these uncertain times.

Thirdly, it would help to look at your entire borrowings and see whether you do need to pay off the more expensive debts or consolidate the same. Our mortgage experts at TMC can help you review your current circumstances and recommend the best way to restructure your facilities to optimize the repayments.

For developers it would be important to review your development objectives to see how best to structure your development whether to phase it, structure the financing differently or get an equity partner instead of debt. It will be crucial to ensure that you have a clear take out of your units by getting a strong partner to work with you on end user financing. TMC has solutions for both and will on a best effort basis assist you think through the best structure for your development finance and ensure that you have a clear take out from the onset.

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» Speech by Caroline Kariuki,Managing director of Mortgage Company on mortgage report in kenya

Speech by Caroline Kariuki,Managing director of Mortgage Company on mortgage report in kenya Caroline Kariuki, Managing Director,The Mortgage Company Thank you, Farhana, Ladies, Gentlemen, and members of the press, for your time and interest today...

» Mortgage broker forays into Kenya

An independent mortgage brokerage firm has entered Kenya’s mortgage market with a view to deepening property ownership and mortgage uptake in the country. The Mortgage Company (TMC Africa), the first mortgage broker in East Africa, hopes to...

» What happens to my mortgage repayments if I should be retrenched?

With the difficult economic times it is not surprising to be retrenched 2-3 times in your career. However, this should not stop you from owning a home. At TMC we have recently made innovations in our work with some insurance companies to develop a...

» 3 facts about Experienced Developers

A good location doesn't mean the best area in town when you are a developer. If you buy in the centre of the best area then you are going to pay the highest price and that doesn't leave you any room to make a profit. Some of the most successful...

» 3 facts about Commercial Developments

Options you have for your commercial development finance include property refurbishment, property conversion, new building project and purchase of land.Financing options is provided depending on your worthiness, background, and possible outcome of...


Did you know

Is research necessary before making a Mortgage application?

What the experts say

Reading up on key mortgage terms might not sound like much fun but you're unlikely to get the best if you don't know the difference between a fixed rate mortgage and a tracker. If you're a first-time buyer, you might want to get informal advice from friends and family who have bought their own homes.

Talk to us

We can help you

  • Work out your budget
  • Find a property
  • Make an Offer

Speak to our friendly experts
Call +254 729 933955