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The Mortgage Company,
The Greenhouse, 2nd Floor
Adams Arcade, Ngong Road
P.O. Box 29310-00100, Nairobi

Tel: +254 729 933955, +254 737 933955
Email: info@tmcafrica.com
www.tmcafrica.com
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Save hard before you try to buy

What the experts say

TRUE, Lenders prefer borrowers with big deposits, offering them preferential rates of interest. So if you have at least 25 per cent of the purchase price to put down you will have access to the widest range of deals at the most competitive interest rates.

 
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Speech by Caroline Kariuki,Managing director of Mortgage Company on mortgage report in kenya Caroline Kariuki, Managing Director,The Mortgage Company Thank you, Farhana, Ladies, Gentlemen, and members of the press, for your time and interest today...

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Be careful how Lenders handle your overpaymentsWhat the experts sayTRUE, a secret trick used by the mortgage lenders is to keep overpayments suspended in their own account until the end of the year. Then they credit it to you. So they've earned...

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Beware job-hoppingWhat the experts sayTRUE, Lenders like to see proof that you can hold down a job – particularly against a dismal economic backdrop with fears of rising unemployment.  Borrowers who have had the same job for several years have a...

» Should you keep your mortgage as small as possible

Should you keep your mortgage as small as possibleWhat the experts sayFalse. You will find mortgage lenders who will stretch your qualification ratios. They aren't doing you a favour. The qualification ratio is the ratio of your total mortgage...

» Is the deposit % same on an Islamic Mortgage as a normal Home Mortgage?

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Did you know

Don't tell any lies

What the experts say

TRUE, If you lie - eg about a bad credit history - it will very probably be spotted by the mortgage lender and prevent your chances of a mortgage. Honesty is the least complicated and best policy.

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We can help you

  • Work out your budget
  • Find a property
  • Make an Offer

Speak to our friendly experts
Call +254 729 933955
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